2004 BENEFITS SUMMARY
FOR
UNCLASSIFIED STAFF NOT COVERED BY
THE WISCONSIN RETIREMENT SYSTEM
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All new unclassified staff employed at 1/3 time or more with anticipated appointments of less than 12 months or one (1) academic year. One-third time equals a 28% appointment for the academic year and a 21% appointment for annual appointments. Graduate appointments must be 33% each contractual appointment. Fellows, Scholars, Trainees, Advanced Opportunity Fellows and Post-Doctoral Scholars must receive a minimal stipend equal to 33% of the Dissertator Fellowship rate. To be eligible for benefits, the initial appointment must be at least one semester for academic year employees or six months for annual appointees. Must apply within 30 days of first eligible appointment. Coverage begins the first of month on/after the Benefits Office receives timely application. If above deadlines are missed, employees may only enroll in the standard indemnity plan with a 180-day waiting period for pre-existing conditions. | Comprehensive hospital, surgical and medical benefits from Health Maintenance Organizations, Preferred Provider plans or the States Standard fee for service plans. Other benefits such as dental coverage and deductibles vary among plans. Single and family coverage available. |
Varying amounts
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Varying amounts
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees, with some exceptions applicable to "F" and "J" visa holders, have this mandatory coverage. | Provides a supplemental retirement annuity based on age and years of contribution. Reduced retirement benefits may begin at age 62. Permanent disability annuity also available. |
6.20% on covered compensation up to $87,900 and 1.45%
on all compensation
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6.20% on covered compensation up to $87,900 and 1.45%
on all compensation
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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Expenses that can be paid by ERAs include qualified dependent care expenses as defined by IRS and allowable medical and dental expenses, not covered by insurance. Insurance premiums may not be included as an expense. You save federal, Wisconsin and social security taxes on these expenses. |
Pre-tax salary reductions that save income and social
security taxes. Maximums are $5,000 for Dependent Care, $7,500 for Medical
expenses.
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100% of program administrative cost
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees are eligible and can enroll at any time. | This program allows employees to set aside a portion of their salary for retirement and defer income taxes on savings. Vendors, approved and monitored by UW System, offer investment vehicles in mutual funds, insurance companies and TIAA-CREF. |
Pre-tax salary reductions that defer income taxes. Annual
$9.00 administrative fee and vendor charges.
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0%
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Who is Eligible and When
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Benefits You Receive
|
Employee Pays
|
University Pays
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| All employees are eligible and can enroll at any time. | This program allows employees to set aside a portion of their salary and defer income taxes on savings. Funds are chosen and monitored by the State Deferred Compensation Board. |
Pre-tax salary reductions that defer income taxes
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0%
|
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Who is Eligible and When
|
Benefits You Receive
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Employee Pays
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University Pays
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| Same as State Health insurance eligibility. Must apply within 30 days of first eligible appointment. Coverage begins first of month on/after the Benefits Office receives timely application. | Covers some expenses excluded from State Health insurance plans. Pays 50% of covered, non-routine dental charges including orthodontia up to $750 per year after a $100 per person deductible is satisfied. Benefits include a $5,000 Accidental Death & Dismemberment provision. |
100% of premium
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0%
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| Same as State Health insurance eligibility. Must apply within 31 days of first eligible appointment. Coverage begins first of month on/after receipt. | Many diagnostic and preventive services are covered at no charge. Other services such as crowns and orthodontia require co-payments. A specific dental provider must be selected from those associated with the plan. Single and family coverage is available. |
100% of premium
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0%
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| Coverage is mandatory, by action of the Board of Regents, for all employees with base salary of at least $2024 per month, indexed annually. Coverage begins either September 20 or March 20. | Decreasing term life insurance, beginning at benefit level of $60,000, plus dividends declared by the Board of Regents. Coverage begins to decrease at age 28. |
$24.00 per year
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0%
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| Same as State Health insurance eligibility. May enroll at any time. | Coverage options range from $25,000-$250,000. Spouse and dependents may be covered for lower amounts. Includes an education and training benefit. Pilot coverage rider is available. Coverage reduces after age 70. |
100% of premium
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0%
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| Same as State Health insurance eligibility. Must apply within 30 days of first eligible appointment. Coverage begins first of month after the Benefits Office receives application. Enrollment at other times requires medical evidence. Each spring, participants may increase coverage. | Initially, employees may select coverage amounts of $5,000, $10,000 or $20,000 for themselves, $5,000 or $10,000 for spouses, and $2,500 or $5,000 for eligible children. Maximum employee coverage is $200,000 and maximum spouse coverage is $100,000. |
100% of premium
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0%
|
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Who is Eligible and When
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Benefits You Receive
|
Employee Pays
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University Pays
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| Same as State Health insurance eligibility. Must apply during first 30 days of first eligible appointment. Coverage begins first of month after payroll deductions start. Late enrollment requires medical evidence of insurability. | Decreasing term insurance, based on age, ranges from $15,000 to $2,000, plus $2,000 of accidental death and dismemberment coverage. |
100% of premium
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0%
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees may apply, subject to medical underwriting. Spouses and parents of employees may also apply. | Short and long-term care, including assisted living, community-based care, and nursing home care. |
100% of premium
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0%
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees have this insurance coverage. | Cash compensation, medical expenses and death benefits for on-the-job injuries or occupational diseases. |
0%
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100% of benefits
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees who are laid off or terminated for specific conditions may receive benefits if covered wages meet minimum requirements. | Weekly benefits are 4% of the highest quarter of wages (to a maximum set by the State of Wisconsin) in the first four of the last five completed quarters. |
0%
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100% of benefits
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees who meet eligibility requirement of minimum 1,250 hours UW employment in preceding 12 months. | Eligible employees may take up to 12 weeks of unpaid, job protected leave each year for specified family and medical reasons. |
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Who is Eligible and When
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Benefits You Receive
|
Employee Pays
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University Pays
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| Most employees. Academic year employees receive limited holidays. | Nine legal holidays (prorated if part-time). |
0%
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100% of benefits
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees. | Job protected leave for active duty or required field training. Employees may take unpaid leave for periods over 30 days per year up to 4 years. |
0%
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Excess of base over military pay for 3-30 days per year.
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees. | Paid leave when summoned as a witness for the employer or impaneled as a jurist. Paid leave to vote if it cannot be done outside of work hours. |
0%
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100% of benefits
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Who is Eligible and When
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Benefits You Receive
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Employee Pays
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University Pays
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| All employees whose employment is not contingent upon being a student. |
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Contact the Parking and Transit Office at 229-5644.
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Contact the Parking and Transit Office at 229-5644.
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Facility
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Benefits Available to All Employees
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WHERE TO GET MORE INFORMATION: Contact the Benefits Office or our web page at: http://www.uwm.edu/Dept/HR/benefits.htm for last minute changes and to get more detailed personalized information. Master insurance contracts are available for inspection upon reasonable notice by contacting the UW System Office of Staff Benefits and Payroll Policy, 780 Regent Street, P.O. Box 8010, Madison, WI 53708-8010.
The University of Wisconsin does not discriminate on the basis of disability in the provision of programs, services, or employment. If you need this printed material interpreted or in a different form, or if you need assistance in using this service, please contact us at (414) 229-4925, or e-mail us at benefits@uwm.edu.
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Last modified: June 17, 2004